Discover CONCEPTS and ANSWERS to these questions and potentially improve your foundation for future cash flow success! Our Promise to You1). How to potentially reduce your income tax liability in retirement?2). How strategic tax diversification can potentially increase your income?3). How did these three dates: January 1, 2008, January 1, 2011, and June 15, 2016 changed the face and future of the American retirement system?For more information, please contact: James J. Van Ham, CFP, CLU, ChFC, Certified Financial Planner;Ph: (331) 213-7905 ext 105 Email: JimmyV@stgfin.comRegistered Representative of offering Securities through The O.N. Equity Sales Company (ONESCO), Member FINRA/SIPC, One Financial Way, Cincinnati, OH. 45242. (513) 794-5794 Investment Advisory services offered through O.N. Investment Management Company***This information is designed to provide general information on the subjects covered. It is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties, or to promote, market, or recommend any tax plan or arrangement.*** To Request more Information on SMART, PLEASE ENTER your CONTACT Info HERE: Name Email Address Phone Thank you! Oops!