The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Do Our Biases Affect Our Financial Choices? Even the most seasoned investors have biases affecting their financial choices. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances.